It was one of those drizzly Mumbai Mondays, traffic crawling like extras fleeing doom in a gritty apocalypse movie . The boardroom of Bharat Srestha Bank (BSB) matched the weather perfectly—gloomy and tense. Prajesh Mantri, CEO and usual hype machine, had that “kuch toh gadbad hai” expression, dead serious, tapping the marker like a gavel in filmi court. ““sab theek nahi lag raha,” he muttered in an edgy and strained voice. “Europe war ne bazaar hila diya—Board’s chopping 10%

Unlike earlier regulatory mandates—which focused on security controls, transaction integrity, and customer protection—DPDP introduces privacy as an operational discipline, not just a compliance checkbox.     For RBI-regulated entities, Banks must unify their cybersecurity, data governance, legal, and operational ecosystems under a single privacy-first framework — while still meeting RBI’s IT, security, outsourcing, and digital payment mandates.   Frameworks are crucial for gu

Architecture, whether in structures or systems, is intended to provide order and stability. However, it frequently seems to be covertly scheming to keep us alert by failing in unexpectedly spectacular ways. Let's delve into three systemic failures that are as certain as spilling coffee on your keyboard. If you don't have time to read the article, you can watch a video overview summary of it on notebooklm . Compliance Cages: When Organizations Get Stuck in Outdated Frameworks

Digital lending in India has witnessed an unprecedented surge, fueled by technological advancements and an increase in the demand for quick credit. However, with this rapid evolution comes significant challenges, particularly in cybersecurity. The Reserve Bank of India (RBI) has issued guidelines aimed at enhancing the security posture of all stakeholders involved in the digital lending ecosystem. This post explores the implications of these guidelines for various parties – b